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LEGITIMATION

Your investor coach
for efficient investments

Only those who reduce the costs of their investments to a minimum and act calmly on the capital markets can look forward to a positive performance. This doubles the return on your system compared to standard solutions.

The Honorarfinanz AG is known from

Fee advice makes the difference.
Choose an outstanding investment experience.

Are you looking for a premium service in the financial sector? For you, 100% independent and transparent advice is the basic requirement for a business relationship? Then the fee-based advice from Honorarfinanz is just the right thing for you.

As an institute for independent fee-based investment advice, Honorarfinanz is one of the few companies in Germany that offers its clients independent fee-based advice as a financial service.

As an independent fee-based advisor, we guarantee that you will achieve your financial goals in the future and be happy with your financial decisions. We not only reduce the costs of the investment to a minimum, we also keep you mentally fit so that you can benefit from the power of the capital markets in the long term - even in stormy market phases.

Here's why you need a truly independent fee-based investment advisor by your side:

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The Honorarfinanz AG is known from

We have specialized in three core areas, so that we can offer our clients fee-based advice as an independent financial service free of any conflicts of interest: financial and wealth planning, retirement planning and investment advice. Where can our fee consultants start and support you?

Financial Planning

Financial planning sheds light on your finances. Liquidity, provision and investments can thus be optimally coordinated.

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Retirement Planning

Do I have a pension gap? How much do I actually need to save? What will it look like later in old age and in retirement? We calculate your retirement and retirement planning plan.

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Investment Advice

Invest globally with ETFs in up to 15,000 companies. Highly efficient, commission-free and tailored to your personal risk profile.

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Free service for testing

Digital financial planning

Test our digital financial planning online for a whole month completely free of charge and without obligation.

Risk-averse or risk taking?

Every setting has its justification. Every setting has its justification.

Our 4 performance promises for you

We don't make empty promises. As an independent financial service provider, we guarantee you the following results:

Gauranteed Independence

As one of only 17 BaFin-certified institutes in Germany, we are subject to the absolute ban on accepting commissions. Fee instead of commission means for you: 100% independent investment advice in your interest.

Gauranteed Independence

As one of only 17 BaFin-certified institutes in Germany, we are subject to the absolute ban on accepting commissions. Fee instead of commission means for you: 100% independent investment advice in your interest.

Gauranteed More Returns

By lowering product costs by up to 50% and using a forecast-free investment strategy, we increase the return on your investment by up to 100%. You participate in the full power of the capital markets and thus achieve your financial goals.

A Positive Investment Experience

With our fee-based advice and our investor coaching, you will have fun investing in the future. Regardless of banks and insurance companies, you will have great, positive experiences. Advice just the way you always wanted it.

The perfect strategy for every investor

All strategies of Honorarfinanz AG are based on the "world portfolio approach" and are aimed at people who are interested in long-term investments. As an investor, you have the choice between three performance-oriented portfolios that you can use as a guide. Alternatively, if you wish, you can have your personal fee-based investment advisor put together a very individual portfolio for you.

Which investor are you? Are you more risk averse or risk tolerant? Every setting has its justification. Test your willingness to take risks now.

All-Weather Portfolio

With this strategy, you secure your assets in the long term and achieve positive returns in almost every market situation. The strategy for profit-oriented investors.

All-Weather Portfolio

With this strategy, you secure your assets in the long term and achieve positive returns in almost every market situation. The strategy for profit-oriented investors.

All-Weather Portfolio

With this strategy, you secure your assets in the long term and achieve positive returns in almost every market situation. The strategy for profit-oriented investors.

All-Weather Portfolio

With this strategy, you secure your assets in the long term and achieve positive returns in almost every market situation. The strategy for profit-oriented investors.

Video series: 6 steps to successful investing

Your portfolio strategy needs a safe and calm leadership. Therefore, six steps to successful investing are crucial for your investment success. In addition to accepting the price and being wary of stock market gurus, you need to keep an eye on the costs and spread the risk. Discipline and balance are also important factors in investing. We have summarized the key elements for you in a video series.

Three simple components for your investment success:

This is how investing money becomes profitable

More Structured
Financial Plan
The Perfect
Portfolio Strategy
Our
Success Coaching

When it comes to advising these target groups, our fee-based consultants are absolute specialists

In the field of independent fee-based advice, Honorarfinanz AG can draw on many years of experience. Over the years, we have accompanied investors from the medical sector in particular, such as doctors and dentists, on their way to financial freedom. Many entrepreneurs and managing directors from a wide variety of industries also appreciate our fee-based advice at eye level and the brokerage of tailor-made products. Do you belong to one of these target groups? Find fee-based advice now!

Doctors & Dentists

For doctors and dentists, we offer special consulting concepts in order to be able to structure and optimize finances efficiently. The whole thing as independent fee-based advice.

Risk-averse or risk taking?

Every setting has its justification. Every setting has its justification.

Stay up to date - the latest news about your finances

12January2022
Bond ETFs: How useful are bond ETFs?

Protect against stock market crashes. Those who choose bond ETFs for their portfolio do so primarily for hedging purposes and not because of an attractive return. With ETFs on bonds, the focus is on meaningful asset diversification. In our guide we explain how bond ETFs work, what options there are to buy and why Read more...

06January2022
The Shiller P/E and the Question: Are Stocks Overvalued?

Investors like to look for signals that tell them the right time to buy or sell. Common indicators of changes in expected stock returns are valuation indicators such as the cyclically-adjusted price-to-earnings ratio, also known as Shiller's P/E ratio (CAPE)1, developed by Campbell and Shiller in 1998. However, despite Read more...

13December2022
ETFs & Yield: How do the funds achieve their returns?

In times of low interest rates and uncertain financial markets, investors want investment opportunities that combine security and strong returns. Anyone looking for such investment products will quickly notice that there is little to choose from - because security and returns are usually understood in opposite ways in Read more...

12January2022
The Shiller P/E and the Question: Are Stocks Overvalued?

Investors like to look for signals that tell them the right time to buy or sell. Common indicators of changes in expected stock returns are valuation indicators such as the cyclically-adjusted price-to-earnings ratio, also known as Shiller's P/E ratio (CAPE)1, developed by Campbell and Shiller in 1998. However, despite Read more...

Seminars offered by Honorarfinanz AG – learn from experts

Convince yourself of our success coaching. Secure a free place in our next seminar now.

Online
01.02.2022, 19:00 Uhr
Yield grave pension & life insurance
Online
01.02.2022, 19:00 Uhr
Yield grave pension & life insurance
Online
01.02.2022, 19:00 Uhr
Yield grave pension & life insurance
Online
01.02.2022, 19:00 Uhr
Yield grave pension & life insurance
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HONORARFINANZ AG

Amalienbadstraße 41

76227 Karlsruhe

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